Cosmetic Cultural Changes skirt the real issues which are Structural. Liberals chased and tried to force Structural abandonment of Trade Unions with some success. They are now after TradeUnion Super Funds and any other Union activities but not so privatised banking where shareholder profits are the first priority. That business model is to service the working class rather than provide service to them. Remember when banks were Government controlled their primary business wasn’t debt creation and lending at 22% with penalties and fees that reach to the moon. Watch out for the forthcoming foreclosures in the housing market. Australia is about to have an American Fanny May experience. Who will the government bailout then?